Asset Allocation
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Retirement Investing Playbook
Your Retirement Investing Playbook Introduction: Why You Need a Retirement Investing Playbook Just like any sports team needs a solid game plan to win, your financial future requires a strategic retirement investing playbook. Without one, you might find yourself scrambling when you should be cruising comfortably into retirement. Let’s dive into how you can set…
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Target Date Index Funds
Choosing Target Date Index Funds for the Cost-Conscious Investor If you’re the kind of investor who values keeping costs low through passive index funds but also wants the convenience and diversification of an all-in-one Target Date fund, you’ve come to the right place. Today, we’re diving into my two favorite contenders in the Target Date…
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MFS Lifetime Funds
MFS Lifetime Funds – Your Defensive Approach to Retirement Savings In my last post, I mentioned I’d be writing about a Target Date alternative that’s well-suited for those of you whose top concern is market volatility as you approach retirement. If that’s you, the MFS Lifetime Funds may be the perfect choice. They are deliberately…
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American Funds Target Date Retirement
The American Funds Target Date Retirement Funds Are A Top Pick for Retirement Savings When it comes to saving for retirement, having the right investment strategy is essential for achieving securing your financial future. It’s like having the right game plan heading into the Stanley Cup Finals. Smart decisions now pave the way for victory…
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Inflation Protected Bonds
Battling Inflation with Inflation Protected Bonds Introduction: Inflation – The Retirement Nemesis Inflation is like a sneaky thief that can chip away at your retirement savings. Just when you think you’ve secured your future, rising prices can erode your purchasing power, leaving you with less than you planned. Fortunately, there’s a defensive play in your…
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Portfolio Rebalancing – Halftime 2024
Halftime 2024 – Portfolio Rebalancing As we hit the halfway mark of 2024, and the stock market is near all-time highs, it’s a perfect time to review your investment portfolio. Just like a football coach adjusts strategies based on first-half performance, now it’s time to assess your strategy and make adjustments, like rebalancing your portfolio,…
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Higher for Longer Interest Rates
What Can An Investor Do About High Interest Rates? While inflation has been gradually decelerating, the Personal Consumption Expenditures (PCE) price index, a key inflation metric used by the Federal Reserve, was up 0.3% for April 2024 and 2.7% year over year. This means that inflation remains stubbornly above the Fed’s 2% target. As a…